Ayushman Bharat Card: How to download; What are the benefits

Ayushman Bharat, or as it is popularly called ‘the Pradhan Mantri Jan Arogya Yojana’ (PMJAY), is a government scheme that means to ensure coverage on health care needs of the economically weak sections in society. Under this program, the eligible applicants are provided with an Ayushman card that enables utilising its provisions.

The Ayushman Bharat card will enable cashless hospitalisation. Photo courtesy: Free Press Journal.
The Ayushman Bharat logo. Photo courtesy: Free Press Journal.

This article will take you through the entire procedure of Ayushman card download.

Introduction to Ayushman Bharat

Ayushman Bharat, the flagship health care scheme of Government of India gives medical benefits to approximately 50 crore deprived citizens throughout in country. Under this plan, qualifying individuals will maintain high-profile hospitalisation facilities without cash up to INR 5 lakhs (USD 6,021) annually per family unit.

For Ayushman Bharat to work in their benefit, there is a need to have the individual with an Ayushman card. The card acts as a proof of eligibility, and with this, they can claim health services in panel institutions. Having an Ayushman card is important to get this scheme benefit.

Steps to Download Ayushman Card

To download the Ayushman card, follow the simple steps mentioned below:

Step 1: Visit the Ayushman Bharat Portal official site. The address of the official website is https://www.pmjay.gov.in/.

Step 2: Go to the top menu on the homepage and click ‘Am I Eligible’.

Step 3: Put the phone number attached to your Ayushman Bharat account.

Step 4: In case your name populates in the beneficiary list, an OTP will be sent to mobile number that you have registered with. To confirm that you are this person, key in the OTP.

Step 5: If your identity is verified then you will be redirected to a new page from where you are able download the PMJAY or Ayushman Bharat cards.

Step 6: Press the ‘Download Card’ appearing on screen.

Step 7: A PDF format version of the Ayushman Bharat card will be downloaded.

Step 8: Save the card for later use.

Benefits of Ayushman Card

The Ayushman card is also quite a significant part that needs to be accessed in order to enjoy the perks of this scheme. Here are some of the benefits.

Cashless hospitalisation: Individuals can avail cashless hospitalisation services at empanelled hospitals across the country with the Ayushman card. This will result in reducing the financial burden on families that come with medical emergencies.

Coverage for critical illnesses: Ayushman Bharat encompasses various acute illness and procedures, thereby taking away the financial burden from an accruing individual.

Pan-India portability: The Ayushman card can be used all over India and hence individuals have access to medical facilities even if they are in a different state from the place of their stay.

Transparent and paperless process: Ayushman Bharat scheme is designed to provide people with a transparent and credible paperless network of healthcare facilities so that the hassles brought about by documentation become reduced, paving way for easy access medical benefits.

(The article is published under a mutual content partnership arrangement between The Free Press Journal and Connected to India)